Identity Theft

Identity theft occurs when someone uses your personal information (i.e., your name, address and social security number) to open credit card accounts, loans, etc., in your name without your permission.

There are a number of ways in which thieves obtain your personal information, including:

• Stealing incoming or outgoing mail

• Finding old bills or statements while rummaging through trash

• Stealing computing equipment (laptops, personal computers, mobile devices, etc...) containing consumer information

• Contacting you directly through social engineering or through e-mail (phishing)

The follow three main Credit Reporting Bureaus offer products and services designed to help you manage your credit rating as well as your risk of identity theft:

• Equifax - www.equifax.com

• Experian (formerly TRW) - www.experian.com

• Trans Union - www.tuc.com

Remember the FACT Act amendments to the Fair Credit Reporting Act entitles you to one free credit report in a 12 month period.  You can learn more about this by visiting www.annualcreditreport.com.

If you believe that you may be a victim of Identity Theft in Oklahoma City, call 9-1-1 or contact the Oklahoma City Police White Collar Crimes Unit at (405) 297-1134.